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Recreational Vehicle Insurance in San Antonio, Texas

Recreational vehicles (RVs), whether driven or towed, can be used for travel and as temporary or primary living arrangements. American Eagle Insurance & Tax Insurance offers insurance coverage tailored for various types of RVs and their uses.

Who Needs RV Insurance? A woman smiles from a motorhome window during a sunny road trip in Portugal.

RV insurance helps cover the risks associated with owning and operating your vehicle. In Texas, liability coverage is required for motorized RVs, while coverage for towed trailers is optional but often recommended. You can also add coverage for damage, personal items or full-time RV living.

What Coverage Types Are Available?

Some of the coverage you may want to consider includes:

  • Liability coverage may help pay for other parties’ injuries or property damage if you’re at fault in a crash.
  • Comprehensive coverage may cover noncollision-related mishaps, such as fire, vandalism, theft or weather damage.
  • Collision coverage can assist with repairs or replacement if your vehicle is damaged in a crash.
  • Personal belongings coverage can cover items inside your RV, such as electronics, clothing and camping gear.
  • Campsite and vacation liability coverage may apply to third-party losses for which you’re at fault while your RV is parked.
  • Roadside assistance coverage can be helpful if your vehicle breaks down or needs towing while you’re traveling.

Your policy should fit how you use your vehicle, both on the road and when parked. Speak with an agent to explore the available policy options.

How Much Does It Cost?

Costs may vary depending on your vehicle type, driving frequency, coverage choices and location. Discounts may be available for bundling policies, taking safety courses or adding safety features. State rules and your specific policy may also affect the final price.

Our Team Supports Texas RV Owners

We help you get coverage suitable to your needs. Contact American Eagle Insurance & Tax Insurance to learn more and request a free quote.